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insurance Post New Topic | Post Reply
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Lane Hogstad
Posted: Apr 28, 2010 11:04 AM
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insurance
Check your insurance limits on your tools. Just had a fire in my shop and I only had $4000.00 in tool and equipment in the shop had coverage if it were in the trailer but not in the shop. Check to see if its covered in both places. Lane |
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Posted: Apr 28, 2010 07:33 PM
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lane.. sorry to hear about your loss,, if there is anything mps can do to help u through this,,let me know most spf contractors are grossly under/mis insured...make your insurance agent esplain to you what you are getting for your premium you started tryin to save $$ and this was a big place to safe,,but now you have big $$ in your shop and shop equip,,your rig and its equip,,and reality is,,,90% of those reading are under insured and 95% of those dont know it... this is part of the low ball biddin crap that goes on they park the rig in their driveway at home they opt of work comp insurance cause they and momma do the work they arent registered contractors they have no or are under insured regarding liability they know your price cause you cause you dont/cant hide it and will under bid you for the job if they get the chance and they will do a sceddity job and the customer will be disappointed with spf |
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Lane Hogstad
Posted: Apr 28, 2010 09:56 PM
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It wasn't too bad was lucky and the trailer was out side so the important things were not in the fire but we do have alot of stuff with alot of smoke damage. But check what they will and won't cover. When I got the insurance was when I got the building and wasn't much in it but didn't give the collection an inventory till now oops. |
